Blog

An uncontested divorce can be arranged here in Queens, NY when both spouses agree to end the marriage and have resolved every related issue: including all issues related to children. If you're hoping to take this route, an uncontested divorce lawyer can help you get everything in order, deal with all the court paperwork, and move on with your life as quickly as possible. Options for an Uncontested Divorce With Children in Queens, NY To qualify for an uncontested divorce, you and your spouse have to agree on the division of property and debts, any spousal maintenance, and, when there are children under twenty-one, their legal custody, physical custody and parenting time, and child support. The Traditional Uncontested Divorce Packet The Uniform Uncontested Divorce Packet has been designed specifically for cases with children. To use this packet, one spouse files as plaintiff and purchases an index number from the County Clerk. Then they have the summons and accompanying notices personally served to the other spouse, who is known as the defendant. The defendant may then sign an affirmation agreeing to the divorce and asking for nothing further, or, they may simply fail to appear at the hearing, in which case the case proceeds by default after a required waiting period. To take this route, you'll need to provide a written settlement agreement that covers custody, a detailed parenting-time schedule, child support calculated according to the state's child support standards, and lay out all the financial issues. Those papers will need to include the child-support worksheet, the UCS-111 Child Support Summary Form, an addendum to the Request for Judicial Intervention, and, when appropriate, an income-withholding order and a qualified medical child-support order. The paperwork is extensive and can be confusing, but your lawyer will be able to put it all together for you and ensure it's filed correctly. The Uncontested Joint Divorce Program This path has only just become available statewide, with forms revised on March 1, 2026. With this route, both spouses file together on the grounds that the marriage has irretrievably broken down, and they can then use a dedicated packet of JD-series forms that exist in a version specifically for families with children. Because you're submitted jointly, you don't have to arrange for serving the papers to your spouse, and the entire process is sped up. To file this way, you'll have to both be willing to make a joint affirmation of facts and agreement on custody, parenting time, and child support, and you'll need to calculate everything based on the same child-support worksheets and summary forms required in the traditional packet. The court then reviews your joint submission, and, if everything is complete and consistent with the children's best interests, the court will sign off and the divorce will be finalized. Talk to an Uncontested Divorce Lawyer If you and your spouse are in agreement and ready to divorce, but there are children involved, things will go most smoothly if you have a lawyer's help. Reach out to us now at the Law Offices of Joseph H. Nivin in Queens, NY. We're dedicated to promoting the dignity of individuals and families during times of change.

After CPS indicates a report against you, you only have a limited time to challenge it. Call a family law attorney in Queens, NY as soon as you can so you know what steps to take to protect yourself and your family. A Queens, NY "Fair Hearing" You'll first get something called a "Notice of Indication," which comes once CPS finishes an investigation and decides that a fair preponderance of the evidence supports an allegation of abuse or maltreatment. CPS must send that notice to you within seven days of their decision. Once you get this, you have to send a written request to the Statewide Central Register within 90 days asking that the record be amended. This request starts an administrative review, and if OCFS does not amend the report within ninety days of receiving your request, the matter moves automatically to a "fair hearing" before an Administrative Law Judge in the Bureau of Special Hearings. What's a Fair Hearing? This is an administrative proceeding, not a Family Court trial. Local child protective services bears the entire burden of proof, and they must show, by a fair preponderance of the evidence, that you committed the acts of abuse or maltreatment that led to the indicated report. A fair preponderance means the amount of evidence that supports the allegation outweighs the evidence against it. Ultimately, the hearing decides two questions: Does the evidence establish that you committed the alleged acts? If the answer is yes, are those acts relevant and reasonably related to employment by a child-care provider agency, to regular contact with children in such an agency's care, or to licensing applications? What Can I Do to Defend Myself? You have the right to appear with your legal counsel, to present witnesses, to introduce documents and other material evidence, and to cross-examine the agency's witnesses. Formal rules of evidence do not apply in the same way they do in court, but the administrative law judge can still exclude any irrelevant or repetitious testimony. What Happens If I Win? If the court decides the report is unfounded, then the record is sealed and treated as if the report never existed for most disclosure purposes. If the court sustains the indication itself but finds the conduct is not relevant to employment or licensing, then disclosure is blocked for those purposes. What Happens If I Lose? You can challenge an adverse fair-hearing decision, but there are some time limits for taking that next step. As soon as you get the decision, you should move. Your lawyer will work with you to make sure you fight back effectively. Get Help From an Experienced Family Law Attorney If you've received a Notice of Indication or have already challenged it and have a fair hearing lined up, don't try to go up against CPS on your own. Contact the law offices of Joseph H. Nivin, P.C. in Queens, NY today to set up a case review. We'll listen to your concerns, lay out your options, and fight for the best outcome for you.

If your marriage is facing serious challenges, you have the choice to do a legal separation rather than jump straight to divorce, if that works best for you and your family. A family law attorney in Forest Hills, NY can help you weigh the options. Understanding the Difference Legal separation and divorce are both about living apart from a spouse. Legal separation keeps your marriage intact, and a written separation agreement (or, far less often, a court judgment) sets rules for how you'll live separately. You and your spouse remain married, and you cannot remarry. The agreement will typically cover child custody, support, use of your shared property, debt payments, etc. Divorce ends the marriage completely. After the court dissolves your marital bond, you are legally a single person again and may remarry if you choose. Pros of Separation One clear advantage of legal separation is it gives you some breathing room. You can step back, try counseling, and decide whether the marriage can be repaired or you're 100% sure it should end. And because the marriage continues, any years spent living under a separation agreement still count toward the ten-year marriage requirement for Social Security spousal benefits. Many health insurance policies continue covering a legally separated spouse, which can be very useful and is something that usually ends when a divorce judgment is entered. If you have religious or personal beliefs that discourage divorce, those can be respected while you still get some enforceable rules for child custody, child support, and financial responsibilities. And it's usually cheaper to file taxes as a married couple than a single. Cons to Separation As helpful as a separation can be in some ways, you do remain legally tied to your spouse. That means you've still got a shared credit history and potential liability for certain debts. You cannot marry anyone else, and if the relationship involves abuse, or if the two of you simply cannot negotiate, creating a fair agreement might be difficult or impossible. Property division under the agreement is contractual, not a final court-ordered equitable distribution like with a divorce. Divorce offers finality that many people need, and separation doesn't. Once the judgment is entered, the marriage is over and you can remarry, which is a big issue for some. Sometimes the clean legal break of a divorce is the best way to reduce ongoing conflict and give each person a clearer path forward. Talk to a Forest Hills, NY Family Law Attorney Choosing between the two options will always depend on your specific circumstances and whether you want the door to reconciliation left open, whether insurance or Social Security benefits are of great importance in your situation, whether either of you have religious convictions, and whether you are ready emotionally for a permanent legal end to your marriage. Neither route is automatically better, and a lawyer can help you choose what's best for your family. For help understanding how both paths will affect your situation, contact the Law Offices of Joseph H. Nivin, P.C. in Forest Hills, NY at 347-657-6271 now for a 30-minute case review to discuss your options.

New York courts will follow specific rules when they're figuring out child support in your case, even beyond the basic amount. A child support attorney can explain these details clearly for your situation in Forest Hills, NY. The Basics of Support in Forest Hills, NY New York uses the Child Support Standards Act to set a presumptive basic support amount, and all add-ons and deviations are dealt with after that basic amount is calculated. Both parents' incomes are first added together (after certain deductions), and then the court applies a percentage based on the number of children involved. A parent is expected to pay 17% of their income for one child, 25% for two, 29% for three, 31% for four, and at least 35% for five or more. This calculation applies only up to a combined parental income cap of $193,000. Each parent then pays their share of that total according to their proportion of the combined income. Most Common Add-Ons Add-ons sit on top of the basic amount to cover extra costs that the basic percentage does not include. The three most common mandatory add-ons are: Reasonable child care expenses Healthcare-related costs for the child Educational expenses Child care can only be mandatory if it's necessary so the custodial parent can work, look for work, or attend education or training that leads to employment. Healthcare add-ons include the cost of health insurance premiums for the child and unreimbursed medical, dental, optical, and prescription expenses. Educational expenses can become add-ons when a court decides they serve the child's best interests. Private school tuition or special tutoring might qualify, for example, if the family previously paid for it or if the child's needs clearly require it. These expenses get divided between the parents using the same income proportion that was used for figuring the basic support amounts. Courts look at actual receipts or estimates to decide what counts as reasonable in both situations. Most Common Deviations Deviations can be put in place when the presumptive basic support, plus any add-ons, would produce what the court considers an unjust or inappropriate result, but there are specific factors the court must consider before changing the number. The court has to look at: The financial resources of both parents and the child The child's physical and emotional health (plus any special needs) The standard of living the child would have enjoyed if the parents had stayed together The tax consequences for each parent The non-monetary contributions each parent makes to the child's daily care The needs of other children the paying parent may already supports Courts can also weigh any other facts they find relevant to the particular family. Talk With a Child Support Attorney Today Talk to us at the Law Offices of Joseph H. Nivin, P.C. in Forest Hills, NY today for help throughout the greater Queens area. We offer a free case evaluation and bring extensive New York Family Law Court experience to bear on every case we take.

Grandparents who are being blocked from seeing their own grandchildren frequently ask us about visitation rights and options here in New York. Talk to a grandparents' rights lawyer in Forest Hills, NY to get precise advice based on your situation: you do not have an automatic right to see your grandchildren, but you can petition the court for visitation in certain situations. When Can Grandparents Petition for Visitation in New York? New York Domestic Relations Law § 72 lets grandparents file a special proceeding for visitation rights under two circumstances: When one or both parents have died When equitable circumstances exist that justify court involvement When the child's parents have abandoned the child to the care of their grandparents for at least two years, the grandparents can seek custody. To file at all, you must first show standing, which you do by proving you have a substantial prior relationship with the grandchild or that the parents have blocked your access despite your good-faith efforts. Filing Requirements Your lawyer will help you to review all the relevant family history and then gather the necessary evidence of your relationship with the child and then draft a petition. You file this in the Family Court or Supreme Court in the county where the child lives. The court then sends notice to the parents or the current custodian and holds a hearing where everyone presents their side of the argument. When There's a Dispute The judge will decide whether visitation serves the child's best interests. To make this decision, a judge will consider your existing emotional bond with your grandchild, your ability to provide a stable environment during visits, and any impact on the parent-child relationship that your visitation might have. The court can order specific dates, times, and conditions for the visitation or deny the request. When Parents Pass Away When a parent has passed away, grandparents get automatic standing to seek visitation. The petition still needs a judge to do a best-interests-of-the-child analysis of the situation, but the threshold often feels lower as you're going through it. The family is already facing loss, and the judge will be thinking specifically about how continued contact might support the child's emotional health during a time of grief. Seeking Custody You can also seek custody under extraordinary circumstances, especially where the child has lived with you for at least 24 months while the parent voluntarily stepped away from their parental duties (as opposed to situations where a parent was involuntarily separated from their child, such as with active duty military deployment). There's a higher bar to success here than with a visitation petition, and you'll need very clear evidence that your custody is in the child's best interest. Talk to a Grandparents' Rights Lawyer in Forest Hills, NY Contact us now at the Law Offices of Joseph H. Nivin for a free thirty-minute case review. We've been helping Queens families for decades and can help you review your case and options and defend all your rights.

When ACS opens a child neglect investigation, it's always scary. The most important step is to immediately contact a Forest Hills, NY child abuse attorney to protect your family and get help for going through this process. Know and Exercise Your Rights Refusing Entry When ACS gets a report, a worker will generally ask for permission to enter your home, talk with you about the concerns, and speak with your children. In fact, they may not so much "ask" as push. You have the right to refuse entry into your home unless the caseworker has a court order, which they rarely do on the first visit. ACS will note your refusal, and if they want in, they must find another way, which usually means asking the Family Court for permission to enter or to have the children produced for an interview. Refusing them entry does not automatically mean your children will be removed, but it may speed up court involvement. As soon as you've refused entry, or even as you are doing so, call a lawyer. Remaining Silent You have the right to remain silent and to have a lawyer present before answering questions or allowing interviews with your children, and ACS must inform you of these rights at the first contact. You can request an interpreter if English is not your first language. Do not sign any documents or agree to a safety plan until you understand exactly what they say and your lawyer has looked over them. Getting Clarity You have the right to receive a Notice of Existence letter that tells you an investigation is open and provides contact information for the assigned caseworker, supervisor, and manager. The letter won't spell out the exact allegations, but you have the right to ask for a redacted copy of the report ( which you can request at this link). ACS must also interview all parents named in the report, any other caretakers, and every child living in the home or for whom you are responsible. They may also reach out to schools, doctors, neighbors, or other people who know your family. Talking to a Forest Hills, NY Child Abuse Attorney The moment you learn about the investigation, schedule a consultation with a qualified family law attorney who handles ACS matters in the Queens Family Court. This is the most important right you have, and your lawyer will protect all your other rights and help you fight effectively. Your attorney can review the Notice of Existence with you, explain what the allegations might mean, and help you decide how to respond. Many parents wait until a petition is filed in the Family Court before seeking help, but waiting can limit your options. And if you do end up in court, no one is better suited to preparing you for this than an experienced family law attorney. If you are facing an ACS child neglect investigation, call us at the Law Offices of Joseph H. Nivin, P.C. at 347-657-6271 right away to protect your rights and your children. We serve all of Queens from our Forest Hills, NY office.

Divorce brings many challenging decisions, and understanding who becomes responsible for marital debt ranks among the most complex financial concerns couples face. In Queens, New York, debt division follows the same equitable distribution principles that govern property division, meaning debts accumulated during marriage are typically shared responsibilities regardless of whose name appears on the account. The Law Offices of Joseph H. Nivin, P.C. helps Queens residents navigate these intricate financial waters with comprehensive legal guidance tailored to New York's specific divorce laws. Understanding Marital Debt vs. Separate Debt in New York Under New York Domestic Relations Law Section 236(B), marital debt includes all financial obligations acquired by either spouse during the marriage, similar to how marital property is defined. This encompasses credit card balances, personal loans, mortgages, and other debts incurred for household expenses, family needs, or joint purposes during the marriage. Separate debt typically includes: Debts acquired before marriage Personal debts for individual purposes unrelated to the marriage Student loans predating the marriage (though this can become complex) Debts clearly designated as separate through written agreement The distinction becomes crucial when determining responsibility, as debt division lawyers must carefully analyze when, why, and how each debt was incurred. How Queens Courts Apply Equitable Distribution to Debt New York's equitable distribution law requires courts to divide marital debts fairly, considering the same factors used for property division. The Queens County Supreme Court, located at 88-11 Sutphin Boulevard, handles these complex determinations by evaluating: Each spouse's income and financial capacity Duration of the marriage and age of both parties Purpose of the debt and who benefited from it Each spouse's contributions to debt acquisition Future financial circumstances of both parties Any wasteful spending or financial misconduct Unlike community property states that split everything equally, New York's approach allows for more nuanced solutions based on individual circumstances. Common Types of Debt in Queens Divorce Cases Credit Card Debt Credit cards used for household expenses, family vacations, or children's needs typically become shared responsibilities. However, if one spouse accumulated significant debt for personal luxury items or activities that didn't benefit the family, courts may assign that debt solely to the spending spouse. Mortgage and Home Equity Debt Real estate debt in desirable Queens neighborhoods like Forest Hills, Astoria, or Flushing often represents the largest marital obligation. Courts consider factors like who will retain the home, mortgage payment capacity, and the property's role in child custody arrangements. Business Debt When spouses operate businesses in Queens' diverse commercial landscape, determining debt responsibility requires careful analysis of whether the business constitutes marital or separate property and how business debts impact family finances. Protecting Your Financial Future During Debt Division Working with experienced legal counsel becomes essential when facing complex debt division scenarios. The Law Offices of Joseph H. Nivin, P.C. provides thorough financial analysis and strategic advocacy to protect clients' interests throughout the asset division process. Our approach includes: Comprehensive debt inventory and classification Financial documentation review and analysis Negotiation of fair debt allocation agreements Court representation when settlement isn't possible Post-divorce enforcement and modification assistance Attorney Joseph H. Nivin understands the unique challenges Queens residents face, from high housing costs to diverse income streams, and tailors debt division strategies accordingly. Frequently Asked Questions About Debt Division Can I be held responsible for my spouse's secret credit card debt? Generally, if the debt was incurred during marriage for marital purposes, both spouses may be responsible regardless of knowledge. However, courts may consider deceptive spending when making equitable distribution decisions. What happens to joint credit cards after divorce? Joint account holders remain legally responsible to creditors regardless of divorce agreements. It's crucial to close joint accounts and establish individual credit as part of the divorce process. Are student loans considered marital debt in New York? Student loans acquired before marriage typically remain separate debt, but loans taken during marriage or used for family benefit may be subject to equitable distribution. How does bankruptcy affect debt division in divorce? Bankruptcy can complicate divorce proceedings significantly. The timing of bankruptcy filing relative to divorce can impact which debts are discharged and which spouse bears responsibility for remaining obligations. Can debt division agreements be modified after divorce? While property division is generally final, certain circumstances may allow for modification, particularly when one spouse fails to pay assigned debts as agreed. Take Control of Your Financial Future Debt division decisions made during divorce proceedings will impact your financial stability for years to come. Don't navigate these complex waters alone. The Law Offices of Joseph H. Nivin, P.C. provides the experienced guidance Queens residents need to achieve fair debt division outcomes that protect their financial interests. Your Family Deserves Clarity. Schedule a Confidential Consultation with our experienced debt division legal team by calling 347-657-6271 or visiting our contact page today. Let us help you understand your rights and develop a strategy for moving forward with confidence.

When an adult can no longer manage their own affairs in Forest Hills, NY, family members may seek the help of a guardianship lawyer to initiate an Article 81 guardianship. The following is the general process to expect, though the details can always vary depending on individual circumstances. Article 81 Guardianship Process for Forest Hills, NY Adults Article 81 allows courts in our state to appoint a guardian to oversee either personal needs or asset management decisions (or both) for someone who cannot make these decisions for themselves. The law requires that the guardian's powers be as least restrictive as possible. Considering Alternatives The first step in appointing a guardian is actually considering all other possibilities that could work. New York considers guardianship a last resort for adults and something that should only be allowed when there is no other option. The court will want to see that the family has thought about this carefully and explored every option. An attorney can help with this process. Consult a New York Guardianship Lawyer Because guardianship cases are not only legally complicated but also emotionally fraught, it's always wise to work with a guardianship attorney who regularly handles Article 81 cases. An attorney will make sure that you understand all requirements, what the local courts will be looking for, and how to structure your request in the best way. Petitioning and Filing Your attorney will file a petition and an Order to Show Cause with the appropriate court. The filing needs to include all demographic details, specific facts about the limitations and difficulties your loved one is experiencing, a description of all their property and income, and a request for what powers specifically you're requesting the court to give to a guardian. Court Appontments Once the petition has been signed by a judge, the court will then appoint someone to evaluate the situation on behalf of the court. This is a neutral person and is often an attorney. Their job is to interview everyone involved, including the person for whom you are requesting a guardianship, review all medical and financial records, explore whether any less restrictive alternatives could be appropriate, and then make a report to the court. Hearing and Decision A hearing will be held, and the judge will decide whether your loved one is incapacitated under the definitions of Article 81 and whether a guardian is necessary and appropriate. Note that the person you are requesting a guardianship for has the right to be present at this hearing, to testify, and to get their own lawyer. Both sides can present testimony and cross-examine witnesses of the other side, and the onus is generally on the petitioner to prove incapacity and the need for guardianship. Guardianship cases are never simple and can be entangled with emotional and family issues that make things especially difficult. Our experience and compassion can help. For help with your case, call the Law Offices of Joseph H. Nivin, P.C. in Forest Hills and Queens, NY at 347-657-6271 for a free case review.

If you're dealing with threats, abuse, or harassment in Forest Hills, NY, getting an order of protection can go a long way towards keeping you safe. Working with an orders of protection attorney is the best way to quickly and effectively get this legal safeguard in place. What Are "Orders of Protection?" An order of protection is something a court issues to restrict the actions of someone who has threatened or harmed another. It's often used in domestic violence situations, but there are other applications, as well. The idea is to put up a court-ordered buffer between the person asking for protection (known as a petitioner) and the person allegedly causing them harm (known as the respondent). Basically, these orders can make something temporarily "illegal" for the respondent that would otherwise be fine for them to do or would be legal for someone else, such as stopping by the petitioner's home for a visit or calling them on the phone. This reduces the contact between the two and gives the petitioner some space to control their situation. If the respondent violates the order, there are immediate consequences. They can be arrested, fined, given additional charges, and jailed, depending on the situation. Types of Orders There are different types of orders, each suited to specific circumstances. You'd typically go to Family Court in cases involving family members or intimate partners, and this is handled as a private civil matter. You'd go to the Criminal Court if you needed protection from someone who has committed a crime. Finally, the Supreme Court issues orders of protection as part of divorce proceedings. Key Protections Offered by an Order The main goal of an order is to stop a harmful behavior and provide practical safeguards for the petitioner. What that looks like exactly will vary depending on the specific circumstances. One common provision in these orders is a "stay-away" directive, which orders the respondent to keep a certain distance from the petitioner, their home, job, or school. This can be extended to cover family members of the petitioner, as well. No-contact rules are also common. These prohibit the respondent from communicating through any means, whether directly through phone calls or emails or indirectly through friends. If the respondent lives with the petitioner, an order can require them to leave a shared home, even if their name is on the lease or deed. Courts can also order a respondent to surrender guns or prohibit them from buying new ones. Getting a Protection Order in Forest Hills, NY With the Help of an Orders of Protection Attorney The best first move is to talk with an attorney. Your attorney will help you figure out what to ask for, which court to petition, and then build your petition. If it's an emergency, a lawyer can push for immediate temporary orders to be put in place. Your lawyer will also help you by gathering the evidce you need, like police reports, statements from witnesses, or medical records, and then putting it together to pressent a clear case for why the orders are necessary. If you're in New York and need help with any family law issue, contact the Law Offices of Joseph H. Nivin, P.C. in Forest Hills, NY for help anywhere in the larger Queens area.

After a divorce in Forest Hills, NY, the court will establish a custody and parenting plan that's in line with the best interests of the child involved. When one of the parents wants to relocate later, this can be a problem if it interferes with the established parenting plan. Whether you are looking to relocate or need to fight a relocation request by the other parent, talk to a divorce attorney right away. Relocation Requests After Divorce in Forest Hills, NY The standard for dealing with a relocation request will be the same as when originally establishing the parental plan: the best interests of the child. If the relocation is going to change the existing custody situation, there has to be a good reason for it. Here's what the court will consider: Good Faith The very first thing the court will look at is whether the request is being made in good faith. That means that the request is being made because the parent genuinely believes it's going to make life better for them and the child. If there is any hint that the parent just wants to make things difficult for the other parent or interfere with the parent-child relationship, the courts will likely reject the request. Reason for the Move Assuming the request is being made in good faith, the courts will next want to know why the parent wants to move. If a parent wants to move because they hope there might be better jobs in the new place, this is probably not going to be a good enough reason (if it's the only reason). But if a parent has an actual job offer, that's a different story. Effect on the Child The court will also want to consider how this is going to affect the child emotionally and developmentally. The courts prefer it when the child's life stays as stable as possible and will not lightly consider a change that would disrupt community connections. This consideration is going to weigh very heavily with the court. On the other hand, if the move would improve the child's social situation, or if the move will give the child better access to, for example, medical or mental health services that they require, the move might be considered a positive from this perspective. Relationship With Parents If a parent wants to move, the court will take a close look at how this move will influence the child's relationship with the other parent. If it's going to make it significantly more difficult for the non-custodial parent to keep up the relationship, the court will not be very inclined to grant the request. Talk With a Divorce Attorney These are just some of the factors the court will consider, and an attorney can help you build a case the court will find compelling, whether you need to relocate or know another parent's relocation will be harmful for your child. Talk to us today at the Law Offices of Joseph H. Nivin, P.C. in Queens and Forest Hills, NY, so our compassionate attorneys can listen to your case and lay out your options.

Your will is one of the most important documents you'll ever make. It details what will be done with your estate, and it protects your beneficiaries. But in order for your will to be valid, it must follow certain rules here in Queens, NY. Talk with a wills lawyer right away to get the help you need. What Are the Essentials of a Valid Will? Clarity The first essential is that your will be clear. You need to identify all assets you have, including not only your basic financial accounts and investments but also any real estate and personal property. If you want to leave something to a particular person or entity, detail exactly who is to receive what. Your will needs to name an executor to manage your estate after your death, as well, and it's a good idea to talk to a lawyer about choosing the right person for this job. If you're unsure whether you know someone who is willing to do it and also capable, you can designate a lawyer as your executor. Formalities Observed However clear your will is, if it is not properly formed and filed, it may not be valid, and it could be challenged or tossed out. The easiest way to make sure there will be no issues in probate is to make your will a self-proving one. This means you sign an affidavit affirming that it was properly made and that you are of sound mind and intended to make the will as it is written. You'll have witnesses watch you sign this in front of a notary public, and then your witnesses and the notary public will attest that the will is genuine and that you are competent and understand your actions. Your will needs to be in writing, and the witnesses need to sign it within 30 days of it having been written. Bear in mind that your witnesses cannot be beneficiaries. If they are, then any gifts you give to them in the will may be invalidated, and there can be other complications in court. Queens, NY Wills Lawyer Oversight While it is technically possible to do a will yourself, it's rarely advisable except with the simplest and smallest of estates. Even with a simple and small estate, in fact, there's still the possibility that a minor error in the process could mean that the entire will is declared invalid. And even if the will is good, without the advice of an experienced attorney, it's easy to put something in your will that has an unintended consequence. An attorney with experience can make sure your will complies with the law and also ensure that it is clear, can't easily be challenged, contains clauses and provisions to prevent disputes as much as possible, and actually does exactly what you want. This is especially important if you have a blended family or a complex estate. For help to ensure your will is valid, enforceable, and true to your wishes, talk to us now at the Law Offices of Joseph H. Nivin, P.C. in Queens, NY.

New York has laws that are geared towards helping people avoid foreclosure whenever possible, but to access all your rights under the law and defend yourself, you should to talk to a local Forest Hills, NY foreclosure defense attorney as quickly as possible. You should've gotten notice of intent to begin foreclosure at least 90 days before the process was begun. If you haven't gotten that notice, then the first step your lawyer will take will be to bring the foreclosure process to a halt until this requirement has been followed. There may be other requirements, too. For example, there may be a terms in your mortgage contract that require you to be sent a certain letter, and federal law also requires that whoever services your loan must let you know specifically how to avoid foreclosure. If any of these steps have been skipped, you can buy some time. Otherwise, there are various options available, and you definitely want to talk to an attorney to make sure that you've explored everything available to you. In general, some of the most common ways to avoid a foreclosure include filing for bankruptcy, reinstating the loan, or redeeming the property before it's sold. Reinstating the Loan Under New York law, you as the homeowner have the right to reinstate your loan at any time before a final foreclosure judgment is made. If you're able to pay off the amount you are in arrears, then in most cases you can just resume payments. Redeem the Property If you can pay the full amount of the loan before the property is sold under foreclosure, this is another option. It must be done before the property is sold, however. Filing for Bankruptcy If you have a foreclosure sale coming up quickly and there's nothing else you can do, declaring bankruptcy is a possibility. As soon as you file, an automatic stay goes in place that prevents the lender from foreclosing or continuing to pursue you for the debt until your bankruptcy is worked out. The stay goes into effect whether you file for Chapter 7 or Chapter 13 bankruptcy, and you'll need to talk to an attorney about the best choice for you. Request Forbearance or Modification A final option is to request that the lender either temporarily suspend your monthly payments for a short time so you can catch up or modify the loan completely. Since the goal of most lenders is simply to get their money back, they are often amenable to the suggestion. If, for example, you have lost your job but have several prospects in the pipeline, the lender may be willing to suspend your monthly payments for six months until you're able to get into your new job and start making payments again. If you're facing foreclosure, there are options available to you. Contact the Law Offices of Joseph H. Nivin, P.C. in Forest Hills, NY for help in Queens and surrounding areas.